Upgrade - Mobile Banking 1.17.0

I recently had the opportunity to try out a convenient mobile banking app that offers a range of useful features. The app allows users to easily manage their finances, track rewards, and stay on top of their credit score.

• Balance and Bill Management: With this app, you can effortlessly check your account balance, pay bills, and effectively manage your funds. Plus, there are no monthly fees, making it even more appealing.
• Debit Rewards Tracking: The app also provides the ability to track your debit card rewards. Users can earn up to 2% cash back on various purchases. This includes everyday expenses like convenience stores, restaurants, gas stations, and even recurring payments on utilities and subscriptions.
• Credit Score Management: Another standout feature is the credit score management tool. It allows you to check your credit score, get notified of any changes in your credit report, track potential identity theft, and even simulate how different actions may affect your score using real data from your credit report.
• Upgrade Card and Loan Management: For those with an Upgrade card or loan, the app offers seamless management. You can easily make payments and keep track of your outstanding balance.

If you have any feedback or questions about the app, you can reach out to the team at mobile_app_feedback@upgrade.com.

Please note that some limitations apply to the rewards program. To learn more about the program details, consult the Upgrade VISA Debit Card Agreement and Disclosures.

1. Personal Loans and Auto Refinance Loans are offered through Upgrade's bank partners. Home Improvement Loans are provided by Cross River Bank, Member FDIC, an Equal Housing Lender.
2. Personal Credit Lines are offered by Cross River Bank, Member FDIC. The Upgrade Card associated with a Personal Credit Line is issued by Sutton Bank or Cross River Bank, Member FDIC, under licenses from Visa U.S.A. Inc.

It's important to note that Upgrade is a financial technology company and not a bank. They partner with Cross River Bank to provide checking and savings accounts, as well as issue Upgrade VISA Debit Cards under a license from Visa U.S.A. Inc.